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Should you Buy your Diamond and your Ring Together or Separately?

By  , Monday, September 26, 2016

When you are considering which engagement ring to buy, the first thing you might think of is the design – what metal should it be? How ornate should it be? But there is a step before this that should be thought about carefully:


Will you be buying your diamond and your ring separately, or will you pick a ring with a pre-set stone in it?


Loose Diamond and Engagement Ring


There are advantages and disadvantages to both, and it is worth careful consideration at this early stage of the buying process.


Picking a ring with a preset stone is certainly simpler, and if you want to skip a stage of the ring selection, or you are under time constraints, it is a good option. Also, if you are purchasing the ring as a couple, many people like to try on a wide range of rings to see what suits them. When doing this, it is likely you will be trying on rings with pre-set diamonds.


However, selecting a diamond and a ring setting separately can be advantageous. In terms of options, picking the clarity, color, carat and cut quality of your stone and then choosing the ring design presents you with practically limitless options. For many people, the uniqueness of their ring is of primary importance, and this is a way of ensuring that.



Buying a diamond to compliment a setting means you really can make sure you are buying the best diamond you can afford, based on your own personal criteria. In fact, if you want to set a certified Hearts and Arrows diamond, it is essential that you buy the stone separately to the setting. These rings provide unmatched light performance, so the combination of this diamond with the right setting can mean unparalleled sparkle.



If you do decide to buy the diamond and the ring separately, it is a lot easier to make sure you use the same supplier for both. Going to separate merchants will mean that extra costs may be incurred, as you might have to pay for extras like insurance and shipping for both items. Using two parties also means it is difficult to decide who is ultimately responsible for the finished product – is it the person that supplied the main stone, or the ring merchant?


It is also worth considering that different ring designers have different methods of setting the stone, and while your diamond supplier might have told you that they are supplying what you need, it is always a possibility that the ring designer will think otherwise. These are the kinds of hurdles that can often be resolved, but they do tend to add both time and stress to what should be a fun and memorable experience. Having a single point of contact for both the ring and the diamond means you have someone from the very first step to the final result.


Ultimately, every stage of your ring selection is critical, and whether you decide to go for a pre-set ring, or to buy the diamond and the ring separately, the important thing is that you end up with a ring that you love.


For more specific questions please call or chat in to ask our experts and please stop by our Houston jewelry store if you’re in the Houston area.



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