Who pays for shipping and insurance in a mixed situation?

All Whiteflash orders come with one free FedEx shipping. However if the diamond or setting was not purchased from Whiteflash the customer is charged for the insurance portion of the FedEx shipping costs of that diamond or setting.
FIND DIAMONDS FIND JEWELRY
GO TO MY CART CONTINUE SHOPPING PROCEED TO CHECKOUT FIND DIAMONDS FIND JEWELRY
COMPARE REMOVE ALL FIND MORE DIAMONDS
COMPARE REMOVE ALL FIND MORE JEWELRY
COMPARE REMOVE ALL FIND MORE DIAMONDS